Firm

Bernard Financial Services offers wealth management expertise to businesses, associations, families and individuals.  David L. Bernard ChFC CFP® CLU MSM has been in the financial services profession since 1974, and offers decades of experience and knowledge to assist clients in achieving their financial goals.

Our firm is completely independent, so our loyalty belongs exclusively to our clients – not to a parent company.  Our independence enables us to establish working relationships with a number of industry-leading product and service providers, which we leverage to create customized client specific portfolios.

Our objective is to help clients create, manage, protect and distribute wealth, to free up time and energy for the more important parts of life.  We are understanding, caring and friendly in developing long term client relationships with the objective to reach your goals.

Our process is very straightforward.  We gather data together with you to learn your goals and your circumstances.  Then we evaluate your information and prepare our recommendations.  We share our recommendations with you and together refine the steps you decide to pursue.  We help you implement and monitor your plan, over our long term working relationship.

Business environment shifts, member need changes, cash flow and tax law variances, volunteer leadership changes, client changes – these are all potential times to review your planning.  When individuals retire, when association executives retire, when business owners pass their business on – these are also times to consider major planning changes, and Bernard Financial Services will be there for you.  Call us or click here (david@bernardfinancialservices.com) and we'll be happy to confidentially discuss your circumstances and opportunities.